The Top 10 Credit Mistakes.
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This article
recommends not to close credit cards accounts that you don’t use any longer.
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This article
recommends using the card once every few months for dinner or a low dollar item
like socks or a new belt. Once the bill comes, pay it in full.
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This article
urges everyone not to miss payments.
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If you have a big
debt, you can ask bank make less your debt, but it’s not a good idea. This
article recommends finding a way to pay them, or you can arrange a deal with
lender so that they will not to report to FICO.
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My article
recommended using 50% or less of your credit limit.
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This article
urges everyone not to use store cards!
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If you want to
know your credit score you can call FICO or use the website myfico.com.
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This article
recommended using credit for building good credit history and score.
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This article
recommends knowing your Rights under the Fair Credit Reporting Act.