The Top 10 Credit Mistakes.

·        This article recommends not to close credit cards accounts that you don’t use any longer.

·        This article recommends using the card once every few months for dinner or a low dollar item like socks or a new belt. Once the bill comes, pay it in full.

·        This article urges everyone not to miss payments.

·        If you have a big debt, you can ask bank make less your debt, but it’s not a good idea. This article recommends finding a way to pay them, or you can arrange a deal with lender so that they will not to report to FICO.

·        My article recommended using 50% or less of your credit limit.

·        This article urges everyone not to use store cards!

·        If you want to know your credit score you can call FICO or use the website myfico.com.

·        This article recommends getting a free copy of your three credit reports by using the website, www.annualcreditreport.com.

·        This article recommended using credit for building good credit history and score.

·        This article recommends knowing your Rights under the Fair Credit Reporting Act.